If you work for yourself, August is the month to get insured.

If you work for yourself, August is the month to get insured.

August is an open enrollment period, which means that by state law, insurance companies and HMOs have to provide insurance to the self-employed.

It also means if you’re self-employed now and already insured, you can switch to another company’s plan.

During the month insurers and HMOs must offer coverage without regard to health status but you might have to shop around for the best benefits because the companies are only required to offer “basic” and “standard” plans.

If you plan to take advantage of the open enrollment period you can find the Small Group Carrier List on the Department of Financial Services’ web site.

You can also compare premiums at the Office of Insurance Regulation web page.

The open enrollment period ends on August 31st – the new health plans would begin on October the 1st.



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